Welcome to Validifyx Data Security & Compliance Suite. These Terms & Conditions outline the rules and regulations for using our services. By accessing or using Validifyx, you agree to comply with these terms. If you do not agree, please refrain from using our services.

1. Definitions

• “Company,” “We,” “Us,” or “Our” refers to Validifyx Data Security & Compliance Suite.
• “User,” “You,” or “Your” refers to any individual, business, or entity using our services.
• “Services” include identity verification, compliance solutions, fraud prevention, and other digital security services provided by Validifyx.

2. Eligibility

To use our services, you must:

• Be at least 18 years old or meet the legal age requirement in your jurisdiction.
• Provide accurate and complete registration information.
• Use our services only for lawful purposes and in compliance with all applicable regulations.

3. Service Usage & Restrictions

3.1 Permitted Use

• You may use Validifyx services for identity verification, regulatory compliance, and fraud prevention.
• Businesses and organizations can integrate Validifyx with their existing systems for due diligence and security purposes.

3.2 Prohibited Use

• You must not use our services for:
  • Illegal or fraudulent activities
  • Misrepresentation or false claims
  • Data scraping, reverse engineering, or tampering with our systems
  • Unauthorized resale or redistribution of our services

4. User Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate, complete, and up-to-date information during registration and verification.
• You will comply with all applicable laws and regulations when using Validifyx services.

5. Payment & Subscription

• Certain services require a paid subscription or one-time fees.
• Payments are processed securely through trusted payment providers.
• Failure to pay may result in account suspension or termination.
• Subscription fees are non-refundable, except as required by law.

6. Data Protection & Privacy

• We adhere to Nigeria’s Data Protection Regulation (NDPR) and ISO 27001 security standards.
• Your data is processed in compliance with our Privacy Policy.
• We do not sell, rent, or share your personal data without consent, except when required by law.

7. Intellectual Property

• All content, trademarks, logos, and software related to Validifyx remain our property.
• You may not copy, modify, distribute, or resell any part of our services without written permission.

8. Service Availability & Modifications

• We strive to ensure 99.9% uptime, but occasional maintenance or outages may occur.
• We reserve the right to modify, update, or discontinue services without prior notice.
• We are not liable for any losses due to service unavailability.

9. Limitation of Liability

• We provide our services on an “as-is” and “as-available” basis without warranties.
• Validifyx is not responsible for losses resulting from service interruptions, inaccurate data, or unauthorized access.
• Our liability is limited to the amount you paid for the services in the last 6 months.

10. Termination & Suspension

• We may suspend or terminate your account if you:
  • Violate these Terms & Conditions
  • Engage in fraudulent or illegal activities
  • Fail to pay for paid services
• You may discontinue using Validifyx at any time by closing your account.

11. Governing Law & Dispute Resolution

• These Terms & Conditions are governed by the laws of Nigeria.
• Any disputes must be resolved through negotiation or arbitration before taking legal action.

12. Changes to Terms & Conditions

• We may update these Terms from time to time. Changes will be posted on our website.
• Continued use of our services after updates constitutes acceptance of the new terms.